Student services
Insurance and blocked accounts
Health cover is a visa condition in Australia and Ireland, and a blocked account is how Germany checks you can support yourself. We arrange all three, either through the provider directly or from our office in Lahore.
Allianz Care OSHC
Overseas Student Health CoverOverseas Student Health Cover is a condition of the Australian student visa. It has to be held for the full length of your stay, and you need it in place before the visa is granted.
Benefits
- Biggest Direct Billing
- Extra Features: Online Consultancy, National Home Doctor Service, Sonder Mobile App, Mental Wellbeing App
- Multilingual website
- On campus Representative
- Special offer for Couple and Family
- No waiting period for mental health
- Cover HPV Vaccine
Premiums depend on cover length and whether you are insuring a partner or family. The price is shown before you pay, and the policy wording sits on the same page.
Study and Protect
Private health insurance for IrelandIreland requires private medical insurance for the duration of your permission to stay, and immigration will ask for evidence of it. We hold a direct contract with Study and Protect, so the policy costs less arranged through us than bought directly.
What it covers
- Health insurance for a twelve-month programme
- Arranged from our Lahore office, before you travel
- Documents issued for your immigration appointment
Twelve months of cover
- Through Opicka
- €200
- Bought direct
- €229
Prices are set by Study and Protect and can change. We will confirm the current figure before you pay anything.
Or call 0309 5553760 during office hours
Expatrio Value Package
Blocked account and health insuranceGermany asks student visa applicants to show they can fund their stay, and a blocked account is the usual way to prove it. Expatrio bundles the account with health insurance in one application.
What the Value package offers
- Fully online Blocked Account opening. Accepted by German authorities worldwide.
- Free Travel Health Insurance. Accepted worldwide.
- Award-winning Public & Private Health Insurance.
- Free Expatrio Bank Account. Automatically connected to your Blocked Account.
- Free digital International Student ID Card (ISIC).
- Accommodation opportunities via the Expatrio app.
- Eligibility for The Expatrio Scholarship.
Cost breakdown
- Monthly fee
- €9
- Blocked Account set-up fee
- €119
These are Expatrio's fees. The money you deposit into the blocked account is separate and stays yours.
How it works
Where we sit in the process
Insurance and blocked accounts are usually the last thing between an offer letter and a visa appointment. Leave them too late and the appointment moves.
After your offer
Once the university confirms your place, we tell you which of these your destination requires and by when.
Arranging cover
Australia and Germany you can complete yourself from the links above. Ireland we arrange from the office.
Into the visa file
The certificate or account confirmation goes into your visa application with the rest of your documents.
Opicka Consultant is not an insurer or a bank. Allianz Care, Study and Protect and Expatrio set their own terms, prices and eligibility rules, and their policy documents decide what is covered. We help you choose and complete the application, not decide a claim.
We may receive a commission from Allianz Care and Expatrio when you apply through the links on this page. It does not change what you pay.
Requirements change. Check the current rules for your destination before you rely on anything here, or start an application and we will confirm what applies to you.